Is December a Good Time to Purchase a Home?

Moving in December

It is unquestionably less pleasant to shop for homes in December – the weather can be treacherous and darkness prevails.   But if you’re savvy — and willing to brave the elements — shopping in the low season might get you into a home at a discount compared to prices in peak home-shopping months. Here are […]

Why Now is the Time To Buy A New Home or Refinance Your Loan

Why Now is the Time To Buy A New Home or Refinance Your Loan

As anyone who has tried to buy a home or apply for a loan can tell you, a tiny change in interest rate can lead to big changes in the amount the borrower pays to the lender. Interest rates and mortgage rate in the U.S. have been at historic lows for over a decade, but […]

Housing and Mortgage Trends to Watch In 2019

Housing and Mortgage Trends to Watch In 2019

Housing and Mortgage Trends to Watch In 2019 2019 is predicted to be a challenging year for home buyers.  The competitions for homes due to short supply will continue and mortgage rates are likely to keep moving upward, limiting affordability. Our take on housing and mortgage trends to watch in 2019 is outlined in this […]

Why December is a Great Time to Purchase a Home

Moving in December

It is unquestionably less pleasant to shop for homes in December – the weather can be treacherous and darkness prevails.   But if you’re savvy — and willing to brave the elements — shopping in the low season might get you into a home at a discount compared to prices in peak home-shopping months. Here are […]

Refinance Your Home – Everything You Need to Know

home prices up

If you have equity in your home and rates are low it might be a good time to consider refinancing your loan to decrease monthly payments and lock in a lower rate. However, there are several things to consider before deciding whether refinancing your home loan is right for you. Credit Score Lenders have tightened their […]

Selling Your Home During the Holidays? You Must Be Serious

Surprising as it may sound there are advantages to selling your home in the winter months.  Many home sellers remove their home from the market during the “winter blues” which makes competition and inventory lower – giving you the advantage.  There are a few hurdles however, which means you must be serious when selling your […]

Building A Home – Steps To Take For New Construction

New home construction in Kansas City

Getting A Mortgage When Building A Home Getting a home loan on a house you’re thinking of purchasing is fairly straight forward. What about when you are building a home? There is extra research and a few extra steps you need to take during this process to ensure you are on the right path. You […]

Disputing Errors on Your Credit Report

How to fix your credit score | Tips from A1 Mortgage

The purpose of getting your credit report is not only to check your credit score, but to also ensure that all of the information on the report is correct. Not only could you be missing out on things that can improve your score drastically, someone could be trying to steal your identity. Identity theft is […]

How To Shorten Your Mortgage

How to shorten your mortgage | Advice from A1 Mortgage

Paying your mortgage off over thirty years can feel extremely daunting and like there’s no end in sight. Fortunately, there are some things you can do to combat the feeling of endless payments and make a larger dent in your mortgage.

So You Paid Off Your Mortgage, Now What?

You made your final mortgage payment... Now what? Tips from A1 Mortgage

Are You Finally Mortgage Free? Have you been paying diligently on your mortgage for years and years? Maybe you’ve made a few extra payments occasionally, or just a monthly payment for thirty years, but now you’ve finally sent in your last payment. First off, congratulations!  Now there are a few steps to take to ensure everything […]