Welcome to A1 Mortgage: Your California Mortgage Lender

Low Rates.
Low fees.
Fast Closings.

Buying or Refinancing? We've got you covered.


Buying or Refinancing? We've got you covered.

Today's Mortgage Rates
California Home Loans: 30-Year Conventional, FHA, VA and USDA
Conventional Fixed
30 year conventional loan 2

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30 Year Fixed

Low payments that never change

FHA Rates
30 year FHA loans 2

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30 Year FHA

Stable monthly payment with less money down

VA Rates
30 Year VA loans 2

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30 Year VA

100% loans to Conforming Jumbo Options available

USDA Rates
30 year USDA loans 2

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30 Year USDA

100% financing rural properties

Rates current as of 3/21/2023, 8:01:52 PM. Rate Assumptions

Why Choose A1 Mortgage?

Close on Time

Our goal is to close every loan in 10 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.

Low Rates & Fees

California Mortgage Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.

Customer Service

Customer service is our #1 goal and will be with you at every step from application to closing. See what our California customers are saying!

Popular California Home Loans

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California Mortgage Lender - New Home Purchases & Refinance

A1 Mortgage Company is a preferred mortgage lender in California that specializes in FHA Loans, VA Loans, Conventional Home Loans, USDA Loans and Jumbo Home Loans. In-house underwriting which enables our underwriters to make quicker decisions and process home loans quickly. As a local California mortgage company, we specialize in new home loans and refinancing. As direct mortgage lender we have loan programs and options not available to traditional mortgage brokers. Whether a first-time home buyer needing a California FHA home loan, a US military veteran needing a California VA home loan, or a seasoned investor looking for a California Conventional home loan we have you covered. 

Need a new home loan in California? A1 Mortgage is a direct lender specializing in new home purchases and offers a full line of mortgage products with great rates, low fees, and fast closings. As a local mortgage lender, we offer in-house underwriting and processing and can make fast decisions and strive to close all new home loans in 10 days or less.  A1 Mortgage is your preferred mortgage lending company in California. 

Why More Californians are Choosing Us? It's Our People!

Call Us Today

Charlie Tipton

Charlie Tipton

Sr. Loan Officer
NMLS# 274374

Marty Payne

Marty Payne

Sr. Loan Officer
NMLS# 270674

Jocelyn Russel 2

Jocelyn Russel

Sr. Loan Officer
NMLS# 1909450

Dalton O'Donnell

Dalton O'Donnell

Sr. Loan Officer
NMLS# 2069936

Zhou Bei 2

Zhou Bei

Sr. Loan Officer
NMLS# 1642751

California Mortgage Lender
See What Our Customers are Saying...
4.9 out of 5 Customer Rating