Welcome to A1 Mortgage: Low Rates. Low Fees. Fast Close.

Mortgage Lender

Buying or Refinancing? We've got you covered.


Buying or Refinancing? We've got you covered.

Today's Mortgage Rates
Virginia Home Loans: 30-Year Conventional, FHA, VA and USDA
Conventional Fixed

2.875 %
3.008 % APR

30 Year Fixed

Low payments that never change

FHA Rates

2.750 %
3.911 % APR

30 Year FHA

Stable monthly payment with less money down

VA Rates

2.750 %
3.047 % APR

30 Year VA

100% loans to Conforming Jumbo Options available

USDA Rates

2.625 %
3.255 % APR

30 Year USDA

100% financing rural properties

Rates current as of 12/1/2021, 4:33:30 AM. Rate Assumptions

Why Choose A1 Mortgage?

Close on Time

Our goal is to close every loan in 10 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.

Low Rates & Fees

Virginia Mortgage Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.

Customer Service

Customer service is our #1 goal and will be with you at every step from application to closing. See what our Virginia customers are saying!

Popular Virginia Home Loans

Quick Rate Quote

Virginia Mortgage Lender - Home Loans & Refinancing

Purchasing or refinancing and need a new home loan in Virginia? A1 Mortgage Company is a preferred mortgage lender in Virginia that specializes in Virginia FHA loans, USDA LoansVA Loans, and mortgage refinance. As a direct mortgage lender in Virginia, we offer in-house underwriting which enables our underwriters to make quicker decisions and process our loans quickly. We are a technology-driven company and offer a level of customer service second to none. 

“Low Rates, Low Fees, and Fast Closings” is our motto and describes why more Virginia residents choose A1 Mortgage for new home purchases and mortgage refinance. With an array of Virginia home loan programs to choose from, we can find the perfect loan product for each individual lending scenario. From FHA home loans for the first-time home buyers to VA home loans for our Virginia Veterans, we can find the perfect home loan for each individual borrower. Call us today for free consultation or apply online to learn more about how we work and why people are choosing A1 Mortgage Company as their preferred lender in Virginia.

Why More Virginians are Choosing Us? It's Our People!

Call Us Today (833) 682-4555

Charlie Tipton

Sr. Loan Officer
NMLS# 274374

Marty Payne

Sr. Loan Officer
NMLS# 270674

Jocelyn Russel

Sr. Loan Officer
NMLS# 1909450

Dalton O'Donnell

Sr. Loan Officer
NMLS# 2069936

Zhou Bei

Sr. Loan Officer
NMLS# 1642751

Virginia Mortgage Lender
Our #1 Goal is GREAT Customer Service
4.9 out of 5 Customer Rating