Welcome to A1 Mortgage - New Home Purchase & Refinance

Low RateS. Low Fees. Fast Closing!!

Low Rates.
Low Fees.
Fast Closing!!

Apply Online in Minutes
Refinance Today and Save

Our Mission is Great Customer Service.
4.9 out of 5 customer rating

Why Choose A1 Mortgage?

Close on Time

Our goal is to close every loan in as little as 10 days. In-house underwriting, processing, and closing for fast approval and on-time fundings.

Low Rates & Fees

National mortgage lender with low mortgage Rates. FHA, VA, and USDA Approved Lender. Free Good Faith Estimates!

Customer Service

Customer service is our #1 goal and we'll be with you at every step from application to closing. Read what our customers are saying!

A1 Mortgage - Licensed States

National Headquarters:

200 NW Executive Way
Lee’s Summit, MO 64063

Phone: (816) 822-8888

Houston Office

4555 Highway 6 Suite T
Sugar Land, TX 77478

Phone: (281) 503-1311

Headquartered in Lee's Summit, MO - Licensed and serving Missouri, Kansas, Texas, Florida, California, Maryland, Virginia
Today's Mortgage Rates
30-Year Fixed: Conventional, FHA, VA and USDA loan options
Conventional Fixed

2.875 %
3.008 % APR

30 Year Fixed

Low payments that never change

FHA Rates

2.750 %
3.911 % APR

30 Year FHA

Stable monthly payment with less money down

VA Rates

2.750 %
3.047 % APR

30 Year VA

100% loans to Conforming Jumbo Options available

USDA Rates

2.625 %
3.255 % APR

30 Year USDA

100% financing rural properties

Rates current as of 5/10/2021, 11:24:26 PM. Rate Assumptions

New Home Purchases

We Specialize in Home Loan Mortgages

  • Owner Occupied, Vacation Homes and Rental Property Purchases
  • Conventional Loans (30 Year, 15 Year, 10 Year, Customized Term Options)
  • Government Loans (FHA, VA, USDA)

Mortgage Refinance Experts


Refinance And Save Thousands In Interest!

  • Lower Your Monthly Payment
  • Pay Off Your Loan Faster
  • Cash Out Options To Pay Off Other High Interest Rate Debts
  • FHA Streamline and VA IRRL Options

Conventional Home Loans

Conventional Loan Advantages

  • Primary, Vacation Homes and Rental Properties
  • As Low As 3% Down Payment
  • Low Or No Mortgage Insurance Options

FHA Loans

Advantages of FHA Loans

  • Credit Scores As Low As 560
  • Down Payment Assistance Programs Available
  • First Time Homebuyers
  • 3.5% Minimum Down Payment

VA Loans

Advantages of VA Loans

  • 0% Down Payment Required
  • No Monthly Mortgage Insurance Required
  • Low Rates, Low Fees!

USDA Loans

Advantages of USDA Loans

  • 0% Down Payment
  • Low Mortgage Insurance
  • Closings Costs Assistance Available
  • Low Fixed Rates, Low Fees!

Here's how it works.

New Purchases & Refinancing Made Easy
  • Jump in front of the line and apply online. There's never an application fee and your information is 100% secure and private.

  • Get Approved

  • Close Your Loan

The Value of the Difference? It's Our People!

Call Us Today (833) 682-4555

Charlie Tipton

Sr. Loan Officer
NMLS# 274374

Marty Payne

Sr. Loan Officer
NMLS# 270674

Jocelyn Russel

Sr. Loan Officer
NMLS# 1909450

Byron Alexandro

Sr. Loan Officer
NMLS# 542516

Zhou Bei

Sr. Loan Officer
NMLS# 1642751

Quick Rate Quote