Welcome to A1 Mortgage: Your Texas Mortgage Lender

Low Rates.
Low fees.
Fast Closings.

Buying or Refinancing? We've got you covered.


Buying or Refinancing? We've got you covered.

Today's Mortgage Rates
Texas Home Loans: 30-Year Conventional, FHA, VA and USDA
Conventional Fixed
30 year conventional loan 2

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30 Year Fixed

Low payments that never change

FHA Rates
30 year FHA loans 2

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30 Year FHA

Stable monthly payment with less money down

VA Rates
30 Year VA loans 2

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30 Year VA

100% loans to Conforming Jumbo Options available

USDA Rates
30 year USDA loans 2

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30 Year USDA

100% financing rural properties

Rates current as of 5/28/2023, 1:03:51 PM. Rate Assumptions

Why Choose A1 Mortgage?

Close on Time

Our goal is to close every loan in 10 days or less. Texas underwriting, processing, and closing for fast approval and on-time fundings.

Low Rates & Fees

Houston Mortgage Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lenders

Customer Service

Customer service is our #1 goal and will be with you at every step from application to closing. Read what our Texas customers are saying!

Popular Texas Home Loans

Have Questions? Let's Chat by Email

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TX Mortgage Company - Local Customer Service

Need help with a new home loan in Texas?  A1 Mortgage is a preferred mortgage lender in Houston,TX and the greater state of Texas. We understand the Texas real-estate markets, have a strong relationship of local Texas title companies and local realtors.

A1 Mortgage specialize in Texas  FHA home loans for 1st Time Home buyers and Texas VA home loans for our US Vets and spouses,  As a direct mortgage lender in Texas we don’t “broker” your mortgage and offer more flexibility in underwriting.  We offer in-house underwriting which enables our underwriters to make quicker decisions and process our loans quickly. We are a technology-driven mortgage company and offer a level of customer service second to none. “Low Rates, Low Fees, and Fast Closings” is our motto and describes why more Texas residents are choosing A1 Mortgage. With an array of Texas home loan programs to choose from, we can find the perfect loan product for each individual lending scenario. Call us today or apply online to learn more about how we work and why more Texans are choosing A1 Mortgage as their preferred mortgage lender in Texas.

What Texas Customers are Saying...

Why More Texans are Choosing Us? It's Our People!

Call Us Today

Charlie Tipton

Charlie Tipton

Sr. Loan Officer
NMLS# 274374

Marty Payne

Marty Payne

Sr. Loan Officer
NMLS# 270674

Jocelyn Russel 2

Jocelyn Russel

Sr. Loan Officer
NMLS# 1909450

Dalton O'Donnell

Dalton O'Donnell

Sr. Loan Officer
NMLS# 2069936

Zhou Bei 2

Zhou Bei

Sr. Loan Officer
NMLS# 1642751