Welcome to A1 Mortgage - Your Texas Mortgage Lender

Houston, TX Home Loans & Refinance

Houston, TX
Home Loans & Refinance

Apply Online in 2-3 Minutes
Refinance Today and Save

See What Our Texas Customers are Saying...
4.9 out of 5 customer rating

Why Choose A1 Mortgage?

Close on Time

Our goal is to close every loan in 10 days or less. Texas underwriting, processing, and closing for fast approval and on-time fundings.

Low Rates & Fees

Houston Mortgage Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lenders

Customer Service

Customer service is our #1 goal and will be with you at every step from application to closing. Read what our Texas customers are saying!

Houston, TX Mortgage Company - Local Customer Service

Houston Mortgages
Derek Hehn NMLS #1935937

Texas Home Mortgage
Gabe Johnson NMLS #1899273

Need help with a new home loan in Texas?  A1 Mortgage is a preferred mortgage lender in Houston,TX and the greater state of Texas. We understand the Texas real-estate markets, have a strong relationship of local Texas title companies and local realtors. We specialize in FHA home loans for 1st Time Home buyers and VA home loans for our US Vets and spouses,  As a direct mortgage lender in Texas we don’t “broker” your mortgage and offer more flexibility in underwriting.  We offer in-house underwriting which enables our underwriters to make quicker decisions and process our loans quickly. We are a technology-driven mortgage company and offer a level of customer service second to none. “Low Rates, Low Fees, and Fast Closings” is our motto and describes why more Texas residents are choosing A1 Mortgage. With an array of Texas home loan programs to choose from, we can find the perfect loan product for each individual lending scenario. Call us today or apply online to learn more about how we work and why more Texans are choosing A1 Mortgage as their preferred mortgage lender in Texas.

Houston Mortgage Company
A1 Mortgage Group LLC
4555 Highway 6, Suite T8, Sugar Land, TX 77478 Sunrise Blvd, Suite 202, Pearland, TX 77584
Texas Mortgage Loans & Rates
Conventional Fixed

2.875 %
3.008 % APR

30 Year Fixed

Low payments that never change

FHA Rates

2.750 %
3.911 % APR

30 Year FHA

Stable monthly payment with less money down

VA Rates

2.750 %
3.047 % APR

30 Year VA

100% loans to Conforming Jumbo Options available

USDA Rates

2.625 %
3.255 % APR

30 Year USDA

100% financing rural properties

Rates current as of 4/19/2021, 9:11:27 AM. Rate Assumptions

Why More Texans are Choosing Us? It's Our People!

Call Us Today (833) 682-4555

Charlie Tipton

Sr. Loan Officer
NMLS# 274374

Marty Payne

Sr. Loan Officer
NMLS# 270674

Jocelyn Russel

Sr. Loan Officer
NMLS# 1909450

Byron Alexandro

Sr. Loan Officer
NMLS# 542516

Zhou Bei

Sr. Loan Officer
NMLS# 1642751

Here's how it works.

Texas Home Loans & Refinancing made easy
  • Jump in front of the line and apply online. There's never an application fee and your information is 100% secure and private.

  • Get Approved

  • Close Your Loan

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