Welcome to A1 Mortgage: Low Rates. Low Fees. Fast Close.

Mortgage Lender

Buying or Refinancing? We've got you covered.


Buying or Refinancing? We've got you covered.

Today's Mortgage Rates
Houston Home Loans: 30-Year Conventional, FHA, VA and USDA
Conventional Fixed
30 year conventional loan 2

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30 Year Fixed

Low payments that never change

FHA Rates
30 year FHA loans 2

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30 Year FHA

Stable monthly payment with less money down

VA Rates
30 Year VA loans 2

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30 Year VA

100% loans to Conforming Jumbo Options available

USDA Rates
30 year USDA loans 2

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30 Year USDA

100% financing rural properties

Rates current as of 5/28/2023, 12:52:41 PM. Rate Assumptions

Why Choose A1 Mortgage?

Close on Time

Our goal is to close every loan in 10 days or less. Texas underwriting, processing, and closing for fast approval and on-time fundings.

Low Rates & Fees

Houston Mortgage Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lenders

Customer Service

Customer service is our #1 goal and will be with you at every step from application to closing. Read what our Texas customers are saying!

Have Question? Let's Chat by Email

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Houston, TX Mortgage Company - Local Customer Service

Need help with a new home loan in the Houston area?  A1 Mortgage specializes in new home purchases and an approved lender for FHA, USDA and VA home loans. We understand the Texas real-estate markets, have a strong relationship with the Houston title companies, appraisers and realtors. As a direct mortgage lender in Texas we can offer lower rates and fees compared to traditional  mortgage brokers in Texas. Our goal is to close every loan in 10 days or less. We are a technology-driven mortgage company and offer a level of customer service second to none. 

“Low Rates, Low Fees, and Fast Closings” is our motto and describes why more Houston borrowers are choosing A1 Mortgage. With an array of Texas home loan programs to choose from, we can find the perfect loan product for each individual lending scenario. Call us today or apply online to jump in front of the line.  We look forward to earning your business! 

Why More Texans are Choosing Us? It's Our People!

Call Us Today

Charlie Tipton

Charlie Tipton

Sr. Loan Officer
NMLS# 274374

Marty Payne

Marty Payne

Sr. Loan Officer
NMLS# 270674

Jocelyn Russel 2

Jocelyn Russel

Sr. Loan Officer
NMLS# 1909450

Dalton O'Donnell

Dalton O'Donnell

Sr. Loan Officer
NMLS# 2069936

Zhou Bei 2

Zhou Bei

Sr. Loan Officer
NMLS# 1642751

Houston Mortgage Lender
See What Our Customers are Saying...
4.9 out of 5 customer rating