Is December a Good Time to Purchase a Home?

Moving in December

It is unquestionably less pleasant to shop for homes in December – the weather can be treacherous and darkness prevails.   But if you’re savvy — and willing to brave the elements — shopping in the low season might get you into a home at a discount compared to prices in peak home-shopping months. Here are […]

Why Now is the Time To Buy A New Home or Refinance Your Loan

Why Now is the Time To Buy A New Home or Refinance Your Loan

As anyone who has tried to buy a home or apply for a loan can tell you, a tiny change in interest rate can lead to big changes in the amount the borrower pays to the lender. Interest rates and mortgage rate in the U.S. have been at historic lows for over a decade, but […]

Why December is a Great Time to Purchase a Home

Moving in December

It is unquestionably less pleasant to shop for homes in December – the weather can be treacherous and darkness prevails.   But if you’re savvy — and willing to brave the elements — shopping in the low season might get you into a home at a discount compared to prices in peak home-shopping months. Here are […]

Refinance Your Home – Everything You Need to Know

home prices up

If you have equity in your home and rates are low it might be a good time to consider refinancing your loan to decrease monthly payments and lock in a lower rate. However, there are several things to consider before deciding whether refinancing your home loan is right for you. Credit Score Lenders have tightened their […]

Selling Your Home During the Holidays? You Must Be Serious

Surprising as it may sound there are advantages to selling your home in the winter months.  Many home sellers remove their home from the market during the “winter blues” which makes competition and inventory lower – giving you the advantage.  There are a few hurdles however, which means you must be serious when selling your […]

One Story Home VS. Multi-story Home

What size home to buy | Home buying tips from A1 Mortgage

When shopping for a home people often wonder wether a one or two story home is a better buy. Different markets value different home types depending on the area. While there are pros and cons to both, it typically comes down to personal taste. Here are some things to consider for both options. Comparing a […]

Building A Home – Steps To Take For New Construction

New home construction in Kansas City

Getting A Mortgage When Building A Home Getting a home loan on a house you’re thinking of purchasing is fairly straight forward. What about when you are building a home? There is extra research and a few extra steps you need to take during this process to ensure you are on the right path. You […]

Investing In A Multifamily Property

Tips for investing in a multifamily property from A1 Mortgage

Investing In A Multi-Unit Rental Property Have you been considering purchasing a multifamily investment property, but are wondering how big of a hassle it can be? While this can be a great way to build net worth as well as dramatically increase your income, it can also be quite the undertaking. Here are some tips […]

Purchasing A Home With Your Dog In Mind

Buying a home with your dog in mind

The New Trend In Home Buying Most people have a long list of must haves when they are looking to purchase a new home. While building home equity and having more space are still the highest ranked items on the list, the reason for more space might surprise you: fur kids. You read that correctly…people […]

Renting Versus Buying

rent or buy

People used to get settled down much earlier in life. If you didn’t have a life plan in your early twenties, you were an oddity. As of late though, people are pushing back wedding dates and choosing life experience instead a mortgage loan. So what has changed?