Refinancing Your Mortgage Without an Appraisal
If you’re looking to refinance your mortgage, you may wonder if you can do so without getting an appraisal. After all, appraisals can be costly and time-consuming. Well, the good news is that, yes, you can refinance without an appraisal. It makes the entire process much easier and faster, as you don’t have to run […]
Is December a Good Time to Purchase a Home?
It is unquestionably less pleasant to shop for homes in December – the weather can be treacherous and darkness prevails. But if you’re savvy — and willing to brave the elements — shopping in the low season might get you into a home at a discount compared to prices in peak home-shopping months. Here are […]
Why Now is the Time To Buy A New Home or Refinance Your Loan
As anyone who has tried to buy a home or apply for a loan can tell you, a tiny change in interest rate can lead to big changes in the amount the borrower pays to the lender. Interest rates and mortgage rate in the U.S. have been at historic lows for over a decade, but […]
Why December is a Great Time to Purchase a Home
It is unquestionably less pleasant to shop for homes in December – the weather can be treacherous and darkness prevails. But if you’re savvy — and willing to brave the elements — shopping in the low season might get you into a home at a discount compared to prices in peak home-shopping months. Here are […]
Refinance Your Home – Everything You Need to Know
If you have equity in your home and rates are low it might be a good time to consider refinancing your loan to decrease monthly payments and lock in a lower rate. However, there are several things to consider before deciding whether refinancing your home loan is right for you. Credit Score Lenders have tightened their […]
Selling Your Home During the Holidays? You Must Be Serious
Surprising as it may sound there are advantages to selling your home in the winter months. Many home sellers remove their home from the market during the “winter blues” which makes competition and inventory lower – giving you the advantage. There are a few hurdles however, which means you must be serious when selling your […]
How To Shorten Your Mortgage
Paying your mortgage off over thirty years can feel extremely daunting and like there’s no end in sight. Fortunately, there are some things you can do to combat the feeling of endless payments and make a larger dent in your mortgage.
Cash Out Refinancing
Your Home Is Your Most Valuable Asset If you own your home, chances are that you’ve been told it’s your most valuable asset. In the current market it may even be an appreciating value, meaning it’s worth more now then when you bought it. However, the value in your home isn’t usually very liquid. It […]
Why You Should Refinance
Even when you own your home, but life can a way of throwing curve balls at you. If your circumstances have changed since you purchased your home, you may want to think about how refinancing could be the best thing for you. If you find yourself in any of the following situations, refinancing might be […]
