Is December a Good Time to Purchase a Home?

Moving in December

It is unquestionably less pleasant to shop for homes in December – the weather can be treacherous and darkness prevails.   But if you’re savvy — and willing to brave the elements — shopping in the low season might get you into a home at a discount compared to prices in peak home-shopping months. Here are […]

Why December is a Great Time to Purchase a Home

Moving in December

It is unquestionably less pleasant to shop for homes in December – the weather can be treacherous and darkness prevails.   But if you’re savvy — and willing to brave the elements — shopping in the low season might get you into a home at a discount compared to prices in peak home-shopping months. Here are […]

Refinance Your Home – Everything You Need to Know

home prices up

If you have equity in your home and rates are low it might be a good time to consider refinancing your loan to decrease monthly payments and lock in a lower rate. However, there are several things to consider before deciding whether refinancing your home loan is right for you. Credit Score Lenders have tightened their […]

Disputing Errors on Your Credit Report

How to fix your credit score | Tips from A1 Mortgage

The purpose of getting your credit report is not only to check your credit score, but to also ensure that all of the information on the report is correct. Not only could you be missing out on things that can improve your score drastically, someone could be trying to steal your identity. Identity theft is […]

Building Better Credit

It’s never too early to start building better credit, let alone repairing damaged credit. It takes time to up your score, but with a few simple steps you’ll be on your way to improving your credit score and being a lender’s dream client.