Is December a Good Time to Purchase a Home?

Moving in December

It is unquestionably less pleasant to shop for homes in December – the weather can be treacherous and darkness prevails.   But if you’re savvy — and willing to brave the elements — shopping in the low season might get you into a home at a discount compared to prices in peak home-shopping months. Here are […]

KC Mortgage Rates: What’s the Current Outlook?

Early Morning in Kansas City

According to CNBC.com; we opened 2019 with a sharp drop in KC mortgage rates to the lowest level since April 2018 – sparking a mini-boom in mortgage refinancing.  Mostly due to a stagnant holiday season which, if you ask anyone in the mortgage business, is pretty normal. What does this mean? Mortgage rates can be […]

Why December is a Great Time to Purchase a Home

Moving in December

It is unquestionably less pleasant to shop for homes in December – the weather can be treacherous and darkness prevails.   But if you’re savvy — and willing to brave the elements — shopping in the low season might get you into a home at a discount compared to prices in peak home-shopping months. Here are […]

Refinance Your Home – Everything You Need to Know

home prices up

If you have equity in your home and rates are low it might be a good time to consider refinancing your loan to decrease monthly payments and lock in a lower rate. However, there are several things to consider before deciding whether refinancing your home loan is right for you. Credit Score Lenders have tightened their […]

HMLS Status Timeline Change

hmls-changes

Changes To The HMLS Status Timeline In a time of low inventory in the housing market, there have been some change in the Heartland MLS regulations to make sure inventory is entered into the MLS system in a timely manner. The Board of Directors approved last week a change to the time required to enter […]