Purchase Loan
Refinance Loan
FHA mortgages offer down payments as low as 3.5%, which can include the use of gift funds. You do not need to meet low-to-moderate income requirements to qualify for this government insured loan.
Stable monthly payment with less money down
Table Header | Table Header |
---|---|
Minimum FICO Credit Score | 620 |
Minimum Down Payment | 3.5% |
Maximum Loan To Value | 96.5%* |
Maximum Debt To Income | 50%* Exceptions to 55% |
Mortgage Insurance | Yes |
Years Since Bankruptcy | 2 |
Years Since Foreclosure | 3 |
Years Since Short Sale | 3 |
Special Qualification Requirements | None |
Kansas License # MC 0001649
Missouri License # 16-1556
Virginia License #MC-5898
A Texas Licensed mortgage company
California License # 60DBO93679
Maryland License # 06-24880
NMLS # 268370
Conventional, VA, FHA and USDA Approved Lender
Texas Recovery Fund Notice
© 2022 A1 Mortgage. All Rights Reserved.
visibility_offDisable flashes
titleMark headings
settingsBackground Color
zoom_outZoom out
zoom_inZoom in
remove_circle_outlineDecrease font
add_circle_outlineIncrease font
spellcheckReadable font
brightness_highBright contrast
brightness_lowDark contrast
format_underlinedUnderline links
font_downloadMark links
Mortgage Rate Assumptions